Credit Scorer is a production-ready credit scoring system that demonstrates full EU AI Act compliance for high-risk AI systems. Built with comprehensive MLOps pipelines, it automatically generates all required technical documentation, ensures robust risk management, and maintains complete audit trails with versioned artifacts.
What It Does
Credit Scorer transforms loan application data into compliant credit scoring predictions while automatically generating all EU AI Act compliance artifacts. It processes sensitive financial data through automated pipelines that ensure data quality, fairness across demographic groups, and comprehensive documentation for regulatory inspection.
How It Works
- Ingests credit application data with SHA-256 provenance tracking and WhyLogs profiling
- Engineers features with automated preprocessing and sensitive attribute handling
- Trains LightGBM models with bias-aware techniques and class imbalance handling
- Evaluates performance with accuracy, AUC, and fairness metrics across protected groups
- Implements human oversight gates with Slack-based approval workflows
- Deploys models as Modal API services with integrated monitoring
- Generates complete Annex IV documentation and Software Bill of Materials (SBOM)
- Provides real-time compliance dashboards for stakeholders and auditors
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